More time to underwrite.
Less admin.
Talk to Cova. Bring it your submissions, raters and binders. Prepare quotes, check appetite and move work forward with your team.
ISO/IEC 42001 certifiedLocal setup & support
Cova Agent for underwriters
Give Cova the context.
Ask it to do the work.
From submission to a quote draft.
Upload the broker’s submission and your rater. Ask Cova to bring the risk details into the rating process and prepare a quote for your review.
- 1Extract the risk details
- 2Work through your rating inputs
- 3Prepare terms and outstanding questions
Your team checks the output and retains underwriting authority.
Illustrative workflow
Property submission.pdf
Property rater.xlsx
Prepare a quote using this submission and our property rater. Flag anything we need to confirm.
Cova Agent
Draft quotation
For your reviewRisk informationStructured
Rating inputsReady to check
Terms and conditionsDraft
Broker responseFor review
Prepared with your rating context. Ready for an underwriter to check.
Better together
Bring the whole team
into the work.
Add your teammates and share the context around a risk. Keep the submission, supporting documents and working conversations together, so the next person can pick up where you left off.
- Work from the same project context
- Bring underwriting and operations together
- Keep responsibility and review with your people
Your teamYour underwriting team
ExampleExample workspace
Maya
Underwriter
Daniel
Senior underwriter
Priya
Underwriting operations
Commercial property project
One place for the submission, binder and team’s working context.
SubmissionBinderRater
Maya added the submission
Property submission.pdf
Shared with the teamIllustrative team and activity.
Your underwriting inbox
ExampleOutlookGmailCalendar
New property submission
Broker enquiry
Risk information received
Supporting documents
Renewal terms requested
Broker follow-up
Broker call · Property submission
Today, 10:30 am · Context close at hand
Email & calendar
Your inbox.
In the same conversation.
Connect Outlook or Gmail and your calendar. Ask Cova which emails need attention, find the information behind a submission or prepare broker replies in draft.
See what’s on your calendar, arrange meetings and share access to the inboxes your team works from. Review communications and consequential actions before they go out.
A workspace that keeps working
Set the rhythm.
Keep the context.
Your recurring bots3 scheduled
Daily inbox brief
Weekdays · 8:00 am
Submission follow-up
Each afternoon
Weekly pipeline summary
Mondays · 9:00 am
Example result
Priority emails gathered for your review
Bots for the work that repeats.
Set up recurring tasks once. Have Cova prepare your morning inbox brief, gather outstanding submission information or produce a weekly pipeline update on a schedule.
Commercial property
Example project · Context that stays with the work
Project instructions
Use the supplied binder and rater. Flag missing information and prepare outputs for underwriter review.
Risk submission.pdfRisk context
Property binder.pdfAppetite & authority
Property rater.xlsxRating context
Shared context for the people doing the work.
Projects for work with more moving parts.
Create a project around a product, risk or workstream. Bring the documents and instructions together, then return to that context as you and your team move the work forward.
Cova Marketplace
Be where brokers
look for their next market.
Claim your free standard profile. Put your appetite, product documents and team contacts where brokers can find them while working on a risk.
299
underwriter profiles
1,000+
brokers using Cova
Illustrative Marketplace profile
Your underwriting business
Your expertise, in front of brokers.
PropertyLiabilitySME
Your appetite
Products, target risks and referral guidance
Your people
Locations, contacts and the right next step
Your documents
Forms, wordings, news and portal links
Digital distribution
Bring quote and bind
into the platform.
Take your product beyond a Marketplace profile. Give brokers a complete journey to submit a risk, receive a quote and bind cover within Cova.
- Your product. Your rules.
- Build the questions, rating and appetite around your product, with referrals routed to your underwriting team.
- From quote to cover.
- Bring terms, broker acceptance, binding and policy documents into a connected journey.
- More ways to reach the market.
- Support selected products through Marketplace, broker, direct or embedded distribution.
Discuss quote and bind
Start with a product. We’ll work through rating, referrals, documents and integrations with your team.
Local hosting & support
Australian hosting for Australian and New Zealand firms, dedicated UK hosting for UK customers, and people to help you get started.
Control around the work
Encryption, scoped access and human oversight around sensitive information and consequential actions.
ISO/IEC 42001 certified
Independent certification of the AI management system behind how Cova builds, tests and improves AI.
FAQ
Before you get started.
Can't find what you're after? Our team is happy to help.
Cova Agent can work with your supplied submissions, raters and binders to help prepare quotes, check appetite and draft broker responses. You can add teammates, organise Projects, set up Bots for recurring tasks and connect email and calendar. Marketplace profiles and quote-and-bind journeys for selected products support your broker distribution too. Speak with us about the right setup and plan for your team.
Cova for Underwriters
We’ll help you set up the Agent, organise your working context and put the right tools in your team’s hands.