Cova agent and marketplace now available for underwriters.

A broker submission arrives with supporting documents, a spreadsheet and an email explaining the risk. Before you can make an underwriting decision, there’s information to pull together, questions to resolve and rating inputs to prepare.

Cova for Underwriters helps your team work through that preparation. Give Cova Agent the submission, your rater and your binder, then ask it to help with the task at hand.

For example, upload a property submission alongside your rating spreadsheet and ask: “Prepare a draft quote using our rater. Flag anything we need to confirm.”

Cova can help extract the risk details, work through the rating inputs and prepare draft terms and outstanding questions for your review. Your underwriter can then check the work with the relevant information brought together.

You can take the same approach to appetite. Add your binder and ask Cova to assess a submission against its requirements, identify missing information and highlight referral points. It helps prepare the assessment; underwriting judgement and authority remain with your authorised people.

When you need more information, ask Cova to draft the broker response. The context from the submission can carry into the questions you ask, making it easier to keep the work moving.

That becomes more useful when the whole team can work together. Projects keep the documents, instructions and conversations around a risk, product or workstream in one place. Add your teammates so underwriting and operations can share the context and pick up the next step without rebuilding the file each time.

Connect Outlook or Gmail and your calendar to bring more of your working day into Cova. Ask which emails need attention, find correspondence behind a submission, prepare replies in draft or check what’s on your calendar. Shared inboxes can be made available to the team members who need them. Email and calendar integration is included on Pro plans and above.

For work that repeats, you can set up Bots to run on a schedule. A morning inbox brief, a summary of outstanding submission information or a weekly pipeline update can become a recurring task, with your team reviewing the output.

Cova also helps bring your underwriting proposition closer to brokers. More than 1,000 brokers already use the platform, and standard Marketplace profiles are free to claim. Add your appetite, products, team contacts, proposal forms and wordings so brokers can find useful information while researching a risk. Explore Cova Marketplace.

For selected products, we can work with you to bring a complete quote-and-bind journey into Cova. That includes risk questions, rating and appetite rules, referrals, quote terms, broker acceptance, binding and policy documents. We’ll work through the product requirements, integrations and commercial arrangements with your team.

You can mix and match the tools around the way your business underwrites. Start with a practical task, connect the information it needs and build from there. Our local team can help with setup, training and ongoing support.

Sensitive insurance work needs clear controls. Cova combines encryption, controlled access and human oversight with an ISO/IEC 42001-certified AI management system. Australian and New Zealand firms have Australian hosting, with dedicated UK hosting for UK customers.

Bring us a submission, a rater or a workflow you’d like to improve. We’ll help you see where Cova can make a useful difference.

Explore Cova for Underwriters and schedule a conversation with our team.